Volkswagen of Midland Odessa Finance Center

Volkswagen of Midland Odessa Finance Center

We're here to help you buy your new vehicle!

When it comes to buying or leasing a new or used vehicle, finding the vehicle you'd like to drive home is only half the journey. The other half is finding a finance option that suits your unique needs! Fear not, the finance team here at Volkswagen of Midland Odessa is ready to work with Midland area drivers to find an auto loan, leasing deal, or finance package! From our team of finance professionals to our array of digital retailing tools, drivers can look forward to a distinctly modern finance experience at Volkswagen of Midland Odessa!

Financing Made Easy

Financing your new ride is made easy with us. We understand that purchasing a vehicle can be a major financial decision, and that's why we offer a range of tools and services to assist you throughout the process. Our trade-in tool is designed to give you an accurate estimate of the value of your current vehicle, taking into account factors such as its make, model, mileage, and condition. This tool helps you determine how much equity you have in your current vehicle, which can be used as a down payment towards your new ride. By using our trade-in tool, you can have a clear understanding of the financial aspect of your purchase and make an informed decision.

To further assist you in your financing journey, we offer an estimate monthly payment tool. With this tool, you can easily calculate what your monthly car payments will be based on factors such as the purchase price, down payment, interest rate, and loan term. This helps you plan your budget and ensures that you can comfortably afford your new ride without any financial strain. Our goal is to provide transparency and empower you to make a great financial decision for yourself.

Once you have determined the value of your trade-in and estimated your monthly payment, our finance application is available for you to fill out conveniently online. This streamlines the financing process, allowing you to save time and complete the application at your own pace. Our dedicated finance team reviews your application promptly, striving to provide you with financing options that suit your needs and budget. We understand that everyone's financial situation is unique, and we work with you to find the most suitable financing solution for your new ride.

Auto Finance Vocabulary

  • APR: The Annual Percentage Rate.
  • Assignment: A transfer of a loan from one lender to another.
  • Base Price: The costs of a car with standard equip incentives & freight.
  • Certificate of Title: A Legal document issued by a state at the time of sale.
  • Co-signer: A person who takes on a loan if the orig. borrower stops pay.
  • Default: Failure to meet the terms of the loan.
  • Interest: A percentage charge for a loan.
  • MSRP: Manufacturers Suggested Retail Price.
  • Refinance: When one loan is used to pay off another.
  • Term: The length of the loan, 24, 48, 60... months.
  • Underwriting: Verifying the data used to obtain a loan.